We believe there are better options available in this category, read below to learn what this software does well, and what they could do better. ⤵
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The spend management platform for mid-size teams (customizable virtual cards, budgeting, auto-reconciling, and expense reimbursement).
Ramp is a corporate card and expense management platform designed to help companies control spend, automate finance tasks, and gain real-time visibility into expenses. It's a leader in the spend/expense management and accounting automation space, with a clean UI/UX, tons of reporting features, and fast search functionality. Ramp is built for scaling businesses who want better financial control without the friction of traditional banks.
They have a great UI/UX, tons of reporting/insights features, and a super clean and fast search functionality to find exactly what you're looking for:
Super fast, taking just minutes to issue cards and accounts.
Easy navigation with CMD+K search and an AI chatbot for help.
Immediate visibility into transactions and spend patterns.
Easy to configure budgets via spend programs and card restrictions.
Automatic retries and Gmail integration for company-wide receipt fetching.
Native integrations with top accounting platforms, plus powerful reporting and tagging features.
Alerts via mobile app, SMS, and Slack for ultimate visibility
1.5% cashback standard with less complexity compared to other tools.
Custom contract uploads and renewal alerts.
No annual fees, no user fees, and no hidden fees. Revenue comes from interchange fees and an optional paid tier for larger teams. BUT Important: You need around $25K in your business bank account at signup to get approved. Your credit limit will be based on your cash balance. If you're looking for an expense management solution with no bank minimum, then check out BILL Spend & Expense (typically better for smaller businesses while Ramp is better for growing/scaling businesses with cash flow).
The financial platform for your global ambition. Global spend & expense management solution.
Airwallex is our top pick for managing international payments and multi-currency business operations.
It’’s a full-stack financial platform built for global business. With Airwallex, you can spin up local business accounts in multiple currencies, pay contractors around the world, hold and spend money without being forced into conversions, and manage team expenses all from one dashboard.
We’ve used it ourselves, and the experience couldn’t have been easier. The first time we paid our Australian video editor through Airwallex, he simply sent us a US-based bank account (powered by Airwallex), and we paid him in USD like he lived down the street. No FX headaches. No clunky setup. It just worked.
If you have vendors or customers oversea's, Airwallex is seriously a must-have for your business. Instead of piecing together tools like Wise, PayPal, your bank, expense management solutions, and virtual cards, Airwallex takes care of ALL of it for you.
And the best part? Business accounts are free, so go ahead and sign-up for an account.
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